Loan products
Lets find the right homeloan for you
There are hundreds of loan products available today. It can be a confusing and daunting process to understand what the different types of loans offer, let alone which of them will suit your needs.That’s where we come in!
Through an easy consultation, we will guide you through the maze of products, and find the best loan suit your needs, for today and for your future needs.
Lending products available: Variable Rates, Discount Variable Rates, Honeymoon Rates, Fixed Rates, Line of Credit, 100% Offset Loans, Low Doc or No Doc Loans, Reverse Mortgages, Professional Packages and more.
Super Low 5.99% Fixed Rate for 2 Years - Take Time Out
Cut your mortgage payments by up to half for 2 years! Take a break from your high interest rate repayments with a super low 5.99% Fixed Rate for 2 years. This could be just the right loan to help you smooth out your cashflow.
Expat Home Loans
Got a pocket full of Pounds or a bank account full of Greenbacks? If you are working hard abroad, have you thought about investing into the booming Australia property market . We can help!
If you are an Australian expat, still crave Vegemite, and still call Australia Home, Dial a Homeloan provides you with expert advice and assistance in obtaining the best home loan for your Australian investment property purchase.
First Home Buyers
It is getting tougher and tougher as a First Home Buyer to own your own home. Rental prices are on the rise around Australia as are property prices. As a First Home Buyer, the process of finding and purchasing your own home “the biggest financial purchase of your life” can be extremely daunting. However, with Dial a Homeloan you can make it the most exciting time of your life - the way we think it should be!
There are some fantastic new home loan products to suit first home buyers, from a range of lenders, including 100% No Deposit loans. And we will determine if you are eligible for the First Home Owners grant and manage this process for you.
You don’t need to listen to the ads that say “break out of the rent trap and stop making your landlord rich!”
Breakout of the rent trap to get control of your own home. So you can paint the room in your own colours, knock down a wall, have a new kitchen or demolish the bright blue bathroom.
Let Dial a Homeloan help you make those home ownership dreams a reality!
No Deposit 100% Loans
If you have little or no deposit there are loan options for you? No deposit home loans are becoming very popular in Australia, as you may be able to afford to service a loan, but are have difficulty in saving the deposit.
There are now many options available, for both owner occupied and investors, with lenders now offering increasingly competitive rates. If you do not have a deposit, you can still buy a your own home!
Investment Loans
Buying an investment property? Or, looking to add to your investment portfolio? When you look at financing your investment, it is crucial you speak with an experienced and professional who will not only put in place a highly competitive loan package, but also assist in ensuring a strategy is in place for you.
There are many varied options for your investment loan, we will find the best to suit you. Become an investor today, we will show you how!
Refinancing
Drowning in Credit Card or other debt? Is your loan the right loan for your current needs? Needs some funds to complete renovations?
Refinancing can often be the best possible outcome for your debt management and can allow you to save hundreds or even thousands of dollars each month by eliminating unnecessary interest charges.It is a good idea to have your mortgage assessed by a professional every 1 – 2 years to ensure you are not paying too much.
Construction Loans
Wanting to build the home of your dreams? Whether you are looking to build a home to live in, or undertaking a development for investment purposes, Dial a Homeloan will steer you through the whole process.
Without the right help, construction can be a daunting and confusing task. Having an experienced professional on your side ensures the entire process is quite simple.
Self Employed Loans
Traditionally, most lenders treated self employed people with a great deal of caution. BUT things have changed and Money Advisers is proud to be able to deliver loans to local business better than ever.
Some of the added features we have available are no income verification loans, flexible loan terms, internet access & many more outstanding options.
Equity Finance Mortgages (EFM)
Heres a new loan product that may work for you, to borrow more or reduce your repayments.
The Equity Finance Mortgage (EFM) is a new type of home loan that allows shared equity in the property you purchase. It boosts your potential borrowing capacity by up to 20%, and the equity in the property is shared by you and the bank.
Home Loans for Clients with Poor Credit History
If you have had financial problems in the past, you may find it difficult to secure finance. Talk to us about Non-Conforming loans, and getting a fresh start.Why risk loosing everything, especially your home! Talk to us about a second or third chance.
Commercial or Business Finance
Looking at purchasing a business or a commercial property?Our partner Money Advisers are experts in this area and will advise you on how much you can borrow based on the business assets & your personal assets.
Often the banks will attempt to charge high interest rates just because you borrow for business purposes. Our partners Money Advisers, will structure your business debts into a low rate that starts low & remains low.
Leasing - Vehicle and Equipment
We can organise the funding for your vehicle, new or old, or maybe an entire fleet of vehicles.
From the fit-out of your factory or any machinery your business needs, our partner Money Advisers can help.
Our rates are highly competitive, just test us!
Other loan products