No Deposit Loans
100% Home and Investment loans
Whether you've started getting your deposit together, or you need to borrow the full purchase price, there is a No Deposit Home Loan to allow you to make the dream of owning your own home a reality.
No Deposit, but want a lower interest rate?
Choose the No Deposit Home Loan - Loan Extension Fee option where you can borrow up to 100% of the purchase price or valuation (whichever is lower) at a competitive interest rate. You can build or buy your own home sooner by paying the upfront Loan Extension Fee instead of a Lenders Mortgage Insurance premium.
No Deposit, but need flexibility?
Choose the No Deposit Home Loan - Flexible Deposit option because you can use funds for different loan purposes - refinancing your existing loan at a competitive rate, consolidating all your debts into one loan, purchasing vacant land, or for investment purposes – by borrowing up to 100% of the purchase price or valuation (whichever is lower). Lender’s Mortgage Insurance may be payable.
No Deposit or Savings but ready to buy quickly?
Choose the No Deposit Home Loan - Quick Start option and you could be on your way sooner. There is no upfront Loan Extension fee or Lender's Mortgage Insurance payable with this type of loan, so your upfront costs are reduced. However, you will pay a higher interest rate, but you can still borrow up to 100% of the purchase price or valuation (whichever is lower) of your new home.
A great option to break into the property market.
We will find the best option to suit you.
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